Avs zip code verification

Street address does not match, but 9-digit ZIP code matches. Street address does not match, but 5-digit ZIP code matches. No Match. System Unavailable. AVS data is invalid. Not Supported. Street Address Match for International Transaction. Address Verification Service AVS is a service provided by the payment brands that determines the match or partial match of the consumer's address information. Sign In : opens in a new window Convenient access to manage your Chase merchant and bank accounts for viewing alerts, reporting, statements, disputed charges, and more.

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Please review its terms, privacy and security policies to see how they apply to you. Further, processors can choose to apply the AVS fee to only certain transactions. Your processor does not have control over assessment fees. The costs to use AVS are generally quite low, but address verification is one of the qualifying factors for lower priced interchange categories. There are multiple alphabetic codes that the Address Verification Service may show, as follows:. D — Both street address and zip code match.

Also applies to code M. U — Address information unavailable. Y — Street address and 5-digit zip code match.

Whether you choose to implement automatic rejections for certain codes or manually review the details, using AVS can help prevent fraudulent transactions and expensive downgrades. Some codes present a much bigger risk when ignored than others. Make sure you understand these codes in detail when dealing with your payment processor and sponsoring bank. Exact Match Code: X,Y.

It is important to note that Address Verification System is just one security component that is checked during the transaction. If the rest of the security features are an exact match as well i. CCV code then we recommend that you proceed with the transaction. If there is any other mismatched information , but the Address Verification System AVS is not flagged, we still recommend that you are cautious. The best case scenario is that the credit card goes through and passes all security checks.

A partial match does not necessarily mean you should reject the transaction. However, you should be very cautious if the address matches, but the zip code does not match what is on file. If you receive an AVS code like this , then we recommend that you consider other possible signs or behaviors that suggest fraud such as:.

No match N. This code can be a huge red flag for card not present transactions. We high recommend that you do not process the credit card if the Address Verification System AVS indicates that the address and zip code do not match the information that the sponsoring bank has on file.